Best Payment Gateway Service
Best payment gateway providers are CCAvenue Payment Gateway, PayUBiz India Payment Gateway, Direcpay Payment Gateway, and Zaakpay Payment Gateway. These payment gateway providers help in the online handling of financial transactions from remote areas.
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List of 20 Best Payment Gateway Services
Category Champions | 2023
Payment Gateway Powering 6M Businesses in India
Instamojo is a multi-channel payment gateway for India collect payments via SMS, email, Whatsapp, facebook, website and more. Accept Credit/Debit cards, wallets, net banking, UPI, NEFT, and EMI options. Read Instamojo Reviews
Starting Price: Available on Request
Recent Review
"Nice software and help me " - Goutam
| Pros | Cons |
|---|---|
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This is unique and helpfull software. |
See look at the very least software for everything. |
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Pricing and Fetaures are advanced |
Mobile Application is not useful. |
High Performer | 2023
PayU is a free online payment gateway software. It provides state of the art payment gateway solutions to online businesses through its cutting-edge and award winning technology. Read PayU Reviews
Starting Price: Available on Request
| Pros | Cons |
|---|---|
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Nothing as such |
No response form customer care. No information is provided in the website to contact them for any query. Closing the tickets with out resolving them. |
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nothing is impressive |
worst services, too much bouncing of payments |
Paypal will prove to be your digital wallet with the best built-in features. It comes with 180-day refund window, free return shipping, top-notch protection to your financial details, one-touch login, and so on. Read Paypal Reviews
Starting Price: Starting Price: $30.0 month
Recent Review
"My experience in Paypal" - HARISHITH Shattarje
| Pros | Cons |
|---|---|
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user friendly powerful |
none |
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We can easily create and pay invoices from Paypal with a few clicks. And it also supports friends and family payments which saves transaction fees and never getting a hold of our payment. |
Paypal has sent only option for some countries which didn't allow to receive funds on Paypal and at that time we need to look for another appropriate payment methods. |
Payment Gateway, Merchant Accounts and Online Credit Card Processing Services offered by CCAvenue, South Asia's biggest Payment Gateway and Merchant Accounts service provider. Accept Visa, MasterCard, American Express, Diners Club International and JCB cards on your website. Read CCAvenue Reviews
Starting Price: Starting Price: $0.42 User/Annual
Recent Review
"Good" - Alina Suhodolska
| Pros | Cons |
|---|---|
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Price |
Nothing |
Category Champions | 2023
The Most Advanced Payment Gateway with Lowest TDR
Accept payments for your business through 120+ domestic and international payment modes with industry-leading success rate, at the lowest fee. Get started easily without any set up cost. Read Cashfree Payment Gateway Reviews
Starting Price: Starting Price: $0.02 % per transaction
Recent Review
"Online Payment Gateway " - Spay Live
| Pros | Cons |
|---|---|
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Online payment gateways are important for all your online transactions. Spay Live also provides best online payment services, at well as other IT services. To know more you can visit us at https://spay.live/ |
Non |
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none |
Worst Payment Gateway, Bordline Scam. My Cashree account has been active for around a year but we were using Razorpay and we decided to added Cashfree as test for 10 days and we recieved 2 orders on Cashfree within first 3 days and now they are telling me to share the documents which i already submitted at time of activation and now i keep asking list of accepted documents to submit and instead of answering that they are telling i should wait for 48 hours to get a call from my account manager.SCAM be careful |
Swipe invoicing software is an online cloud-based solution. Using Swipez you can collect payments faster, organize company expenses, automate vendor payouts & perform e-invoicing GST filing. Automate your company billing using Swipez free billing software. Read Swipez Billing Reviews
Starting Price: Available on Request
Recent Review
"Amazing" - Rutuparna Behera
| Pros | Cons |
|---|---|
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Mostly it's performance part..but need to improve ui part for easy access |
Ui part need to be. Improved for easy accessibility |
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The rates given by Swipez in comparison to the features that were offered was really beneficial. Customer support was constantly provided to me and my customers as well. Easy transition to input all my database into Swipez. |
Too many functionalities in the software. |
The most robust and advanced Payment Platform for your business. Delight your customers with the convenience of multiple payment options across all payment channels. Read One97 Reviews
Starting Price: Available on Request
Recent Review
"Best Wallet application" - Manoj Parmar
High Performer | 2023
Get a Mini App - Readymade Business App in 5 mins
Get a Mini App in 5 minutes using the Goodbox Mini App builder. Mini Apps are Readymade Apps that are less than 1% the Cost of an App. 20,000+ Businesses have got their own. Mini Apps have features similar to that of large online apps. No need to make your own app now! Get online food ordering software Read Goodbox - Readymade Apps Reviews
Starting Price: Starting Price: $34.72 Per Year
Recent Review
"Great service for small scale businesses " - Vikas
| Pros | Cons |
|---|---|
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It allows anybody and anyone to register and accept payments for the services provided |
Doesn't provide a good customer support and all the problems have to be sorted off application |
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Goodbox is available on mobile devices and also support multiple local languages. |
Totally happy with the software. Couldn’t find a single negative factor about it. |
Category Champions | 2023
A System Designed to Handle End to End Payments
Razorpay is the most integrated and world-class payment gateway. Its futuristic features handle end to end the transaction in a matter of minutes. An intuitive payment gateway software to streamline transactions. Read Razorpay Reviews
Starting Price: Starting Price: $0.03 User/Month
Recent Review
"Best Payment Gateway In Market " - RADHE STORE
| Pros | Cons |
|---|---|
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Everything is pros nothing is cons |
Nothing. |
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The most impressive feature for us is the variety of payment options it provides ranging from 10+ wallets to pay later options with traditional payment options like debit and credit cards. Now we can make settlement anytime with just a click with a nominal fee of 0.15% which is a great step by Razorpay. I can create individual payment link when needed and we have integrated with various tools which enables us to receive payment via WhatsApp and use it on other websites too. |
One thing that hurts most is the fee, it doesn't charge a fee at the time of setup but charges fee on every transactions which is 2.4% with gst. I think this should be reduced to somewhere 1-1.5% max. |
PayTabs provides customers in the Middle East with simple and trusted online payment solutions that include online invoicing for customers who sell through their websites or Social Media Accounts? PayTabs also offers E-commerce plugins for resellers and online service providers who sell through online stores. Read Paytabs Reviews
Starting Price: Available on Request
Recent Review
"Very Nice" - Saroj Kumar
| Pros | Cons |
|---|---|
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Easy to use |
Design |
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Pretty sleek layout and interface |
Very expensive for small business like me if you compare it from 2checkout who charge on transaction basis. |
Airpay is among top payment gateway solutions providers in India. We offer online payment processing services, ecommerce payment solutions & credit card processing options with no hidden charges & no setup cost. Read Airpay Reviews
Starting Price: Available on Request
Recent Review
"Great Product" - Chandan Malla
Contenders | 2023
OmniChannel Point of Sale ecosystem with OmniPayment acceptance for businesses of all sizes. ePaisa offers tools like Inventory, VAS, Loyalty, Marketing, Analytics and more. Read ePaisa Reviews
Starting Price: Starting Price: $8.32 User/ Month
Recent Review
"ePaisa" - Anvesha Verma
| Pros | Cons |
|---|---|
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It offers multi language support. |
Nothing as such. |
Zaakpay is an online payments & payment gateways in India. Zaakpay allows the easiest and the most secure way to send and receive one time or recurring money from individuals and businesses with just a click. Zaakpay is free for consumers and accepts payments from all banks across India without integration. Read Zaakpay Reviews
Starting Price: Available on Request
Recent Review
"good payment gateway" - zaheer
High Performer | 2023
Easebuzz is an online payment solution catering to small and medium sector enterprises. With over 10,000 merchants onboard, they are helping individual merchants now to collect online payments for their business via Debit, Credit and Netbanking options. Read Easebuzz Reviews
Starting Price: Available on Request
Recent Review
"The best Payment Gateway Services" - Shoeb Mannur
MobiKwik is online mobile recharge Network, with fast and safe payment. These are Android, Windows and iOS. All services of MobiKwik are also available via a desktop site and a mobile site. Read MobiKwik Reviews
Starting Price: Available on Request
Recent Review
"A very good software for e-commerce use" - Brijesh Sahu
Stripe is one of the best payment software, which helps you run an internet business. It provides you most powerful and flexible tools for Internet commerce. Stripe’s designed API’s helps you to create the best product for your users while creating a subscription service, an on-demand marketplace, an e-commerce store. Read Stripe Reviews
Starting Price: Available on Request
Recent Review
"I found that the software is easy to use" - T Just
| Pros | Cons |
|---|---|
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I find that their fraud protection for merchants is by far one of the most complete for a third-party payment processor. |
I feel that Stripe could improve by paying out a lot quicker for high risk vendors. |
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Ease of use and Less processing fees. |
Customer support can be improves |
Atom - India's Best Payment Service Provider which offers facilities such as Online, Mobile, IVR & POS using Credit/debit card, net banking; cash/prepaid cards and IMPS. Atom brings you its payment services through whichever route you prefer. Read Atom Reviews
Starting Price: Available on Request
Recent Review
"The software is very well designed" - Dhiren Shah
Contenders | 2023
Prodoge is a peer to peer platform for global business and payments. Find people you want to send money to. Browse profiles of businesses and professionals offering services. Promote yourself and your business. Read Prodoge Reviews
Starting Price: Starting Price: $0.00 Per Month
Recent Review
"Fantastic Invoicing and Point of Sale on your mobile phone" - Lalo Bravo
| Pros | Cons |
|---|---|
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It's just super simple. I connected my stripe account and in a minute I had unlimited invoicing and a point of sale on my phone. I filled out my profile and now people can find me in the marketplace within the app too, so it acts as another sales/promotional channel for me now too. |
Not enough people use it, so I've got to tell my people to start using it, so I can pay them easier through it. |
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The great design, ease of use, ability to pay or accept money with crypto or cards... a global marketplace to find and pay people... shareable payment links and widgets for my website... everything |
Not enough people are using it yet. With more people using the marketplace, it will be way more awesome. |
JusPay helps make checkout process extremely easy. Our solution reduces the checkout process to mere 2 simple steps and helps complete the payment in less than 15 seconds. Read JusPay Reviews
Starting Price: Available on Request
Recent Review
"Awesome app, very useful" - Naveen kumar
Contenders | 2023
Paykun is a Payment Gateway Solution for websites/apps. Receive payments securely from debit, credit, net banking, UPI and wallet. It allows checkouts, saving cards, reporting, recordkeeping, and fast settlements. Read Paykun Reviews
Starting Price: Available on Request
Recent Review
"Best payment gateway for Indians" - Sriram
| Pros | Cons |
|---|---|
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Zero setup fee. No business documents required. Supports Individual. Flat 1.75 % transaction fee (lowest in India). |
I don't see any cons |
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Great fast support and easy to work with fellow with paykun |
Taking deep inspection while business review |
Contenders | 2023
EBS is the most advanced and analytic solution for the online and offline payment gateway. can be customized the payment pages and accept the foreign cards, NEFT/RTGs and multi currency and languages. Also, preventional from the fraud and boost the payments success rate. Read EBS Payment Gateway Reviews
Starting Price: Available on Request
Emergents | 2023
The Subscription billing and provisioning platform
Trigital Technologies, A SaaS Billing & CRM Company with Diverse Experience that provides end-to-end e-business solutions and services to Media, Data & Voice segments. Trigital provide the comprehensive SaaS based OBS Solutions. which is faster, flexible, yet a Enterprise Grade. Read Billing Provisioning CRM Reviews
Starting Price: Available on Request
Recent Review
"Very fast source of payments and transfers" - Parveen Soni
Emergents | 2023
eShiksa is one of the solutions in this way forward where we propose to provide innovative and cost effective Education Management service to the Education Institutes. eShiksa is an education management portal that facilitates smooth management of educational affairs of an Institute. Read Eshiksa EMP Reviews
Starting Price: Available on Request
Recent Review
"Its having end-to-end solution of school management." - Gautam Joshi
Emergents | 2023
SiOnline, The All in One Mobile, DTH and DataCard Single Sim Multi Recharge Service. SiOnline network provides a convenient and cost-effective channel to reach their end consumers. we are also authorised principal service provider for irctc agent registration. Read SiOnline Reviews
Starting Price: Starting Price: $97.22 Onetime
Recent Review
"A robust software for Multi recharge SIM" - Kansagra Sharad
| Pros | Cons |
|---|---|
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Best performance tool available for download on Android devices also. |
Some of my staff found it litlle difficult to use but after a small training session they were pro to it. |
Contenders | 2023
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Mean stack technology script for one-stop healthcare solution for doctors, clinics and hospitals, home healthcare providers, and patients. While labeling mobile apps for providers and patients. Also, customization is available for specific requirements. Read PractoClone Reviews
Starting Price: Starting Price: $9950 One Time
Recent Review
"Best Software arrangement for Doctors, Clinics/ Hospitals, Home Healthcare(Nurses & Attendants) and Patients." - Anjani bisht
DirecPay is an integrated online payment gateway solution for Indian merchants. With the availability of solutions such as DirecPay's payment gateway, India has become a huge market for retailers wanting to sell online. DirecPay's integrated suite of multiple payment options gives merchants in India an easy & convenient option to grow their online business. Read DirecPay Reviews
Starting Price: Available on Request
Recent Review
"its best and secure payment platform" - Kunal Goyal Goyal
Contenders | 2023
PaymentVista.com is a cloud-based payment solution for business that makes payment collection faster by 3 times and saves 80% of the manual effort. Online payment link sharing with customers, auto-generation of email invoice, online payment options, reminders etc. Read Paymentvista Reviews
Starting Price: Starting Price: $11.1 1
Emvantage is an Online Payment Gateway in India providing service for accepting Credit Card, debit Card, Netbanking, Cash Cards Online through Advanced Payment Platform. It provides “Platform as a Service” for Online Merchants, Banks and Merchant Aggregators offering the Best Payment Gateway in India Read Emvantage Reviews
Starting Price: Available on Request
Recent Review
"Trust full and user friendly payment gateway" - Vipul Shukla
Category Champions | 2023
SecurionPay is an online payment platform which utilizes the best technologies. Allows hassle-free payments through the web and mobile devices. It's secure, integrates easily and is cost-effective. Read SecurionPay Reviews
Starting Price: Starting Price: $0.29 One Time
Category Champions | 2023
Helping your business with seamless payments experience with the best technology of payment gateway, Mpos and POS link based and email and SMS based payments, international card acceptance, white-label wallet and payment gateways. Read AdvayPay Reviews
Starting Price: Available on Request
Recent Review
"Best Payment aggregation platform with best in-class service support" - Nithin Jacob
Recent Review
Until 31st Mar 2023
What is Payment Gateway?
A payment gateway is a service that allows businesses to receive debit or credit card payments from clients. The word refers to physical card-reading machines seen in physical retail outlets and online payment portals found in internet retailers.
A payment gateway service provided by various e-commerce application service providers that allow a store to securely request and handle payment transactions with customers. They facilitate ease of payments so that the organization can focus on more crucial aspects of the operation. A payment gateway service is an essential merchant service provided by an e-commerce application service provider that authorizes credit card or direct payment processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar.
We are in the midst of a huge e-commerce boom and technology has disrupted the way we sell things today! The internet has revolutionized our conventional marketplace with the rapid growth of numerous online stores. Selling online poses a unique set of challenges and one of the biggest roadblocks to a seller is bridging the distance between your website and a customer’s wallet. A great solution here would be to set up a user-friendly and flexible payment gateway service! It’s important to know that to accept payments online, a gateway is mandatory. So what exactly is payment gateway software and why is it the best option for your web-based business?
How does Payment Gateway Software Work?
It is sometimes a daunting task for a business of payment gateway service integration in its operations! There are so many questions about its functioning that may seem complicated. A payment gateway works in a simple way to ensure that when a customer clicks on “order and pay”, the entire payment process happens in a seamless and orderly fashion. A payment gateway service exchanges information between the website and acquiring bank. Let’s understand how payment gateway software works.
It all begins when the customer places the order. The merchant securely transfers order information to the payment gateway software. The transaction is then routed to the issuing bank or the 3D secure page to request transaction authentication. After the authentication process is successful, the transaction is then authorized or declined (depending on funds available in the customer’s account) by the issuing bank or card (VISA, MASTER, MAESTRO, American Express, etc.). The payment gateway service then accordingly sends a message to the merchant. The bank settles the money with the payment gateway service, and the money is then transferred to the merchant. So, a payment gateway works in a smooth manner to make your payment procedures simple and effective!
Integrate a Payment Gateway Software to Transform Business Growth
Businesses require an agile, scalable, and reliable billing solution to process their payments – new and recurring. Choosing to integrate a payment gateway may seem to be a complicated task, but it’s easy once you assess your business requirements. They come with varying fee structures and features that are suitable for different industries and company sizes. It costs an initial lump sum of money and may seem to be a sizeable investment, however picking the right gateway helps your business save money in the long run and keeps it running smoothly.
Creating a great payment experience for your customers is essential for business success and longevity. It should be seamlessly integrated into the online store’s shopping cart software to provide a hassle-free payment option for customers. These nine steps will help your business integrate a payment gateway system for your business -
Understand the Function of a Payment Gateway
It’s important to know the various functions of payment gateway services and how they will help your business grow in a profitable manner. It will help you make an informed choice and choose the best gateway for your requirements.
Check with Your Web Host
Browse through your website's control panel or your online shop's admin page and check if there are payment gateway options. This will help in the quick implementation of payment gateway services to the business suite.
Browse Through Various Options
There is a host of popular payment gateway services which are widely supportive and compatible with most online business models. List of payment gateways:
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PayPal
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Payza
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Perfect Money
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Egopay
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SecurePay
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Authorize.net
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Verify
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Braintree
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SecurePay
Understand the Fees/ Terms & Conditions
Payment gateway software comes in a variety of flexible payment options. User-friendly fee structures can include monthly fixed fees, fixed fee amount per transaction, variable fees based on the transaction amount. Compare rates to find the service that meets business needs in the most economical manner.
Pick Between an External or a Direct Gateway
External gateways redirect your customers to another website to process the payment. Direct gateways complete the entire processing within your store, keeping the customer on your site. Choose the kind of gateway you wish to implement in your business model.
Sign up for a Merchant Account
The next step is to sign up for a merchant account, which can then be linked to the payment gateway solution. This will facilitate the online shop to receive payments from the customer. Merchant accounts will typically charge per transaction that is carried out.
Sign up for Your Chosen Payment Gateway System
Once the merchant account is set up; you need to sign up with your chosen payment gateway service provider. A suitable Login ID, password, and authorization can be set up to ensure data security.
Add payment methods
This procedure may vary from service to service, but generally, you will need to enter your payment gateway service information for each method of payment you intend to accept. This is in the initial setup stage.
Test the Gateway
Payment gateway software providers give test accounts that allow the user to check the smooth functioning of services. These allow you to perform fake transactions to ensure that the payment process is working correctly. It is important to test before making your online store live, so as not to have unexpected roadblocks.
These simple steps will help any kind of business integrate a payment gateway service in a seamless manner!
There are payment processing solutions for every industry and there is advanced expertise to meet the unique needs of all types of businesses. Innovative technology, affordable rates, multiple payment options, easy-to-use tools, and exceptional service make payment gateways a must-have for your business. So, it’s time to invest in a payment gateway service and create an exceptionally delightful payment experience for your customers.
FAQs of Payment Gateway Services
- It acts as a go-between to ensure that the customer’s data is safe and secure
- It decreases the frequency and severity of credit/debit card frauds
- Most online shoppers are quite familiar with the services
There are four types of payment gateways
- Hosted payment gateways
- Self-hosted payment gateways
- API hosted payment gateways
- Local bank integrated
Generally, payment gateway services accept all VISA and MasterCard, but if your business involves international transactions, you need to check whether the gateway supports local cards.